The forecast you rebuild every month, generated in minutes
Your clients pay you for the forward view: where their cash is heading, when it dips, what they can afford.
Client book · forward views
Octoberthe whole book, forwardminutes per client
01
The answer clients pay for, rebuilt by hand
Your billable product is the forward view.
bryce_forecast_v7_FINAL_(2).xlsx
Tue · 9:41 pm
=B14−SUM(C14:H14)+IFERROR(VLOOKUP($A14,cycles!$A:$D,4,0),0)
rebuilt by hand · every client · every month-end.
the judgement is your valuethe rebuild is not
02
How it works
From ledger export to client deliverable
Step 01
Export one client's categorised transactions
Pull the data from Xero or FreeAgent.
Bryce Interiors Ltd · Xeroexport · 12 months ✓
categorised transactions · reconciled feed
INV-2088 · KITCHEN FIT-OUT+£5,400.00
PAYROLL RUN · MONTH-END−£8,400.00
TIMBER SUPPLY DD−£2,150.00
POST /v1/transactions · 202
one real client firstthe pilot proves ledger compatibility
Step 02
The engine reads the cash
Profit is not cash: Pouch reads when money actually lands rather than when it is invoiced, detects the frequency and classification of every recurring inflow and outflow, and resolves a single consolidated free-cash figure.
Profit is not cash
what the P&L shows · not what landed
invoices land 26 days after they're dated · measured
payroll · rent · suppliers · detected cycles
read from the cash · not the accruals
Step 03
Back comes the forward trajectory
The client's forward daily free-cash position, the direction of travel, and the full historical breakdown beneath it.
Bryce Interiors · forward daily free cash
Dry · wk of 14 Nov
seen in July · four months to fix it
when do I run out · answered to the day
Step 04
Present it as your deliverable
A client-ready PDF you can put on the table as-is, or JSON to feed your own model.
Calder_Roofing_Oct.pdf
Harrold_&_Co_Oct.pdf
Cashflow forecast · 6 months · daily
Bryce Interiors Ltd
Free cash
£2,300/mo
Cash today
£4,210
Low point
wk 14 Nov
prepared by Whitmore Advisory · in minutes
01 / 06
the same motion · every client on the book
03
The demo
What you will see
04
FAQ
The questions your team will ask.
- My forecast spreadsheet is tailored to each client. Why change it?
- Keep the tailoring. Take the JSON into your own model, or use the PDF as the base and build on top. Pouch replaces the mechanical rebuild, not your judgement.
- Is my Xero or FreeAgent data compatible?
- The honest answer: that is exactly what the pilot establishes, on one of your real clients. Ledger categorisation differs from bank-feed categorisation, so we prove compatibility on your books before anyone commits. That is why it is tested first, not promised.
- Does Pouch advise my clients?
- No. The output is descriptive: positions, trends and dates, with no ratings and no recommendations. You interpret the numbers and you give the advice; Pouch is the instrument panel, not the throttle.
- How much history does a client need?
- A few months of categorised transactions produces output, and a longer history materially sharpens the forecast, because longer cycles such as quarterly bills become visible.