Can they afford payroll next month? Now your app answers.
Your SME customers check their balance daily and still cannot see next month.
Fenwick Joinery Ltd
LiveFree cashflow
£6,340
Clears payroll on the 28th · headroom £2,140
01
The feature they leave you to find
Your SME customers run on gut feel and a bank balance.
cashflow_v7_FINAL.xlsx
updated 3 weeks agomaintained by hand · stale by Friday
02
How it works
How it works inside your app
Step 01
Push your categorised transactions
Whenever new categorised business transactions arrive via open banking, push them to Pouch's endpoints.
INV-2041 · CLIENT PAYMENT+£4,200.00
SUPPLIER DD · MERIDIAN−£980.00
HMRC · VAT−£3,100.00
POST /v1/transactions · 202
as received · your categorisation, untouched
Step 02
The engine reads the business
Pouch detects every billing cycle, supplier pattern and revenue stream, including changing cycles and purchase orders, excludes internal transfers, and resolves one consolidated free-cashflow figure.
The business · read automatically
revenue, suppliers, tax · weekly to quarterly · no setup
Step 03
Get the live forward number back
One figure representing today and any future day, across any window you define: daily, monthly, quarterly.
The forward daily view
Liveexactly which days dip · the thing a balance can't show
Step 04
Render it your way
Pouch provides the numbers; you choose how your UI represents them.
Fenwick Joinery Ltd
LiveFree cashflow
£6,340
Next dip
12 Oct · £310
Payroll · 28th
clears
modular data points · we calculate, your UI decides
03
The demo
What you will see in the demo
04
FAQ
The questions your team will ask.
- Isn't SME cashflow too irregular to model?
- Irregular is exactly what the engine is built for. It detects cycles at every granularity, weekly, monthly and quarterly, and self-corrects as patterns change. That is the demo: bring us a messy business.
- We're building this ourselves. Why buy?
- The frequency and classification engine is the hard part, built over years of forecasting real users' cash. Rendering it is the easy part, and that stays yours: your UI, your brand, your product.
- Does Pouch replace our categorisation or existing tools?
- No. Pouch requires the categorised transactions you already hold and sits on top of them as an additional layer. It makes your existing business tools accurate; it never replaces your categorisation, your systems or your judgement.
- Where does our customers' data go?
- It stays with you. Pouch runs as a processor-only layer: your data remains in your environment and under your control. Nothing sensitive is passed to third parties.
See it on your own data.
Book a demo, then judge the engine on one of your own messy business customers.